The Australian Financial Services Industry is a well regulated jurisdiction which is governed by the Australian Prudential Regulation Authority (APRA), Australian Securities and Investments Commission (ASIC) and the Reserve Bank of Australia (RBA). This gives you peace of mind knowing that you can save for your retirement in a secure and safe environment.
Our Australian Expatriate Superannuation Fund is a public offer, retail superannuation fund and is currently the ONLY Retail Super Fund in Australia that is registered with HMRC as a Qualifying Recognised Overseas Pension Scheme (QROPS). This means that it is the only Retail Super in Australia that can accept a transfer of UK Pension funds.
The Plan is managed by Diversa Trustees Limited, an approved Trustee regulated by the Australian Prudential Regulation Authority (APRA) – RSE License L0000635, AFSL Licence 235153. The Australian Expatriate Superannuation fund is a division in the Tidswell Master Superannuation Plan (TMSP), Registration No. R1004953, which was established in 1988 and is a public offer Superannuation fund. The Tidswell Master Superannuation Plan can be found on the HMRC ROPS list.
Our International Expat SIPP (Self Invested Personal Pension), is a UK registered Personal Pension Scheme that serves as a platform for you to save for a better retirement lifestyle, whether you are living or retiring in the UK or overseas.
Australian residents looking to transfer a UK pension with a value that exceeds their Non-Concessional contribution limit, use our SIPP as a holding bay for their funds. At no extra cost, we would transfer the maximum limit, each financial year, to our Australian Expatriate Superannuation fund, until all of the funds were in Australia avoiding any unnecessary tax charge. The plan also serves as a useful retirement option for those under the age of 55 as it is not possible to transfer a UK pension to Australia before this age.
The International Expat SIPP is operated and administered by Heritage Pensions Limited who are authorised and regulated by the Financial Conduct Authority, registration number 475096. The asset trustee for the International Expat SIPP is International SIPP Trustees Limited.