IVCM offer retirement savings plans in the UK, Australia, New Zealand and Gibraltar. All of our products are licensed and regulated in the jurisdictions in which they operate.
A Qualifying Recognised Overseas Pension Scheme
QROPS stands for ‘Qualifying Recognised Overseas Pension Scheme’. A QROPS is an HMRC registered scheme which can accept a transfer of UK pension funds. They were introduced in 2006 specifically for the benefit of former UK residents who have accrued pension funds in the UK, and who intend to remain outside the UK permanently.
Qualifying Non-UK Pension Scheme
A Qualifying Non-UK Pension Scheme (QNUPS) is a pension that exempts certain overseas pension schemes from UK inheritance tax (IHT). They provide a method of saving for retirement outside of the UK and are not normally restricted to the UK annual or lifetime allowance. It is a great way to allow for overseas pension consolidation.
Self Invested Personal Pension
A SIPP (Self Invested Personal Pension) is a UK registered Personal Pension Scheme. It provides you with a platform to save for a better retirement lifestyle, whether you are living or retiring in the UK or overseas.
A SIPP is one of the most popular retirement savings options in the UK. They offer a wide range of investment options, incentives when contributing and flexibility in retirement.