Our International Expat SIPP (Self Invested Personal Pension), is a UK registered Personal Pension Scheme that provides you with a platform to save for a better retirement lifestyle, whether you are living or retiring in the UK or overseas.   

A SIPP is a ‘Defined Contribution’ arrangement that you or your employer may contribute to. It is a very tax efficient method of saving particularly if you live in the UK, as all contributions you make to your SIPP, will be rewarded with a top up from the government in the form of tax relief. Tax relief is not available to you if you are not a resident in the UK.  

A SIPP also offers a much wider range of investment options than standard personal or group personal pension arrangements.  

These range from the following:  

• UK & Overseas Quoted Stocks and Shares 
• Collective Investments (i.e. OEICs and Unit Trusts) 
• Investment Trusts 
• Property and Land 

Under current legislation, you can begin to withdraw your retirement funds when you reach age 55 and our SIPP will allow you to do so under ‘Flexi Access Drawdown’.  

The International Expat SIPP is operated and administered by Heritage Pensions Limited who are authorised and regulated by the Financial Conduct Authority, registration number 475096. The asset trustee for the International Expat SIPP is International SIPP Trustees Limited.