IVCM (NZ) PIE Superannuation Fund

IVCM (NZ) PIE Superannuation Fund

The Financial Services Industry in New Zealand is well regulated and governed by the Financial Markets Authority (FMA). This gives you peace of mind knowing that you can save for your retirement in a secure and safe environment.

IVCM (NZ) PIE Superannuation Fund


Retirement planning for most Kiwi residents consists predominantly of the State Pension, known as New Zealand Superannuation. As it is often not sufficient for a basic standard of living in retirement, many residents make their own retirement provision using KiwiSaver Schemes and personal superannuation. The IVCM (NZ) PIE Superannuation Fund is a personal superannuation fund.

Our IVCM (NZ) PIE Superannuation Fund is listed on the HMRC ROPS list as a Qualifying Recognised Overseas Pension Scheme (QROPS), meaning that it can accept a transfer of UK pension funds. This provides individuals who have moved from the UK to New Zealand with an attractive solution to continue saving for their retirement. The scheme is also very similar in structure to UK Personal Pension plans as you can select your own investment strategy and when it comes to retirement, you can flexibly access your funds.

The scheme is managed by Saturn Invest New Zealand Limited who are regulated by the Financial Markets Authority under reference FSP414106. The scheme’s independent supervisor is Public Trust who are regulated by the Financial Markets Authority under reference FSP24561.

Change of Licensed Manager

Hive Funds Limited, the former licensed manager of the IVCM (NZ) PIE Superannuation Scheme, retired as licensed manager with effect from 1 July 2026. Saturn Invest New Zealand Limited has been appointed as the new licensed manager from that date.

Importantly, this change does not impact your member benefits, contributions, or investment holdings in the Scheme, and the Scheme’s investment strategy remains unchanged.

The other parties involved with the Scheme also remain the same, and there has been no increase to the fees or charges under your plan as a result of this change.

If you have any questions, please contact us, and a member of our team will be happy to assist.

Key Benefits


Here are some of the key benefits of saving for your retirement with our IVCM (NZ) PIE Superannuation Fund.

LOW COST, TRANSPARENT FEES

We keep our fees at a low competitive level and give assurance that there are NO HIDDEN COSTS out with the fees and charges disclosed in any of our product documentation.

ZERO TAX WITHIN FIRST 4 YEARS OF RESIDENCY

If you have been a resident in New Zealand for less than 4 years, you will usually benefit from zero tax on investment growth.

FLEXIBLE ACCESS TO YOUR FUNDS AT RETIREMENT

From age 55 you can usually withdraw the full amount as one lump sum, a series of lump sums, as pension income, or just roll up your pension as an estate planning tool passing the whole lot onto your nominated beneficiaries.

TAX BENEFITS FOR NON-NZ RESIDENTS

If you are not a resident in New Zealand then you may not pay tax on investment growth.

QUICK AND SIMPLE TRANSFER PROCESS

If you are looking to transfer your UK Pension to us, we handle all of the administration involved, so you don’t have to.

Pension Transfers Made Easy


The personal, simple and affordable way to transfer your Pension to New Zealand.

Whether you are looking to transfer your UK Pension or an existing Qualifying Recognised Overseas Pension Scheme (QROPS) to New Zealand, our team of Pension Transfer specialists are always on hand to guide you through each step of the journey. To most people, this process may appear to be daunting and complex but at IVCM, it is our job to simplify that complexity and put your mind at ease knowing that you can transfer your pension safely, securely and efficiently with us.  

However, it is important to note that we are NOT authorised to provide you with any financial advice and so we strongly recommend that you seek professional financial advice from a suitably qualified Financial Adviser, before transferring a pension. It is important for your financial position to be assessed in order for you to have complete assurance that transferring your pension is in your best interest. If you would like us to put you in touch with a trusted financial adviser, just ask.  

How it Works


Transferring a Pension Plan to New Zealand is a process that we make simple for you, by handling all of the administration involved, on your behalf.

1

Apply

Print, complete and return our new business application forms.

Our superannuation application form also includes a letter of authority so that we can deal directly with your existing pension provider so you don’t have to.

2

Personal ID

Provide certified copies of ID Documents

One should be a copy of your passport or driving license as photographic identity and the other a recent bank statement or utility bill, as proof of address.

3

Complete

Post or email your completed documents to us

We require you to post all your documents to our Australia office noted below. We can also start the process with a scanned copy of your documents.

Transfer Requirements


Our requirements to make you a client

Listed below are all the items we require, to handle the transfer process on your behalf:

Application Form

IVCM NZ PIE Superannuation Fund

Application Form - Australian Consumers

IVCM NZ PIE Superannuation Fund

You should also provide us with your completed and signed transfer forms from your existing pension scheme(s) and your identification documents, as noted above.

Post all of this documentation to our office in Australia:

IVCM (Aust) Pty Ltd
Level 5, 20 Bond Street, Sydney, NSW 2000, Australia

We can start the process with a scanned copy of this paperwork but ultimately, we need the original signed paperwork to finalise the transfer of funds.

Please email your documents to enquiries@ivcm.com and a member of our team will respond’

The parties involved in the IVCM (NZ) PIE Superannuation Fund are as follows:

  • IVCM (Aust) Pty Ltd are the distributors who are responsible for distributing the scheme (ABN 16 608 923 477, AFSL 491530).
  • Saturn Invest New Zealand Limited are the Scheme Managers and are regulated by the FMA under reference FSP414106.
  • Public Trust are the supervisor of the scheme and responsible for supervising Saturn Invest New Zealand Limited as the manager of the scheme. Public Trust are regulated by the FMA under FSP24561.
  • Adminis Custodial Nominees Ltd are the custodian who hold the assets of the scheme on trust. They are regulated by the FMA.
  • Adminis NZ Limited are the administration managers who provide administration and online access.

Product Documents


Product Disclosure Statement

IVCM NZ PIE Superannuation Fund

Product Disclosure Statement – Australian Consumers

IVCM NZ PIE Superannuation Fund

Statement of Investment Policy & Objectives

IVCM NZ PIE Superannuation Fund

Other Material Information

IVCM NZ PIE Superannuation Fund

Conflict of Interest

IVCM NZ PIE Superannuation Fund

Application Form

IVCM NZ PIE Superannuation Fund

Application Form - Australian Consumers

IVCM NZ PIE Superannuation Fund

Adviser Appointment Form

IVCM NZ PIE Superannuation Fund

Benefit Request Form

IVCM NZ PIE Superannuation Fund

Change of Member Details

IVCM NZ PIE Superannuation Fund

Contribution Notification

IVCM NZ PIE Superannuation Fund

Email and Fax Indemnity

IVCM NZ PIE Superannuation Fund

Execution Only Transfer Form

IVCM NZ PIE Superannuation Fund

Investment Instruction

IVCM NZ PIE Superannuation Fund

Investment Switch Instruction

IVCM NZ PIE Superannuation Fund

Nominated Beneficiaries

IVCM NZ PIE Superannuation Fund

Transfer Out Form

IVCM NZ PIE Superannuation Fund

APSS263 - IVCM NZ PIE

IVCM NZ PIE Superannuation Fund

APSS255 - IVCM NZ PIE

IVCM NZ PIE Superannuation Fund

New Business Requirements - Checklist

IVCM NZ PIE Superannuation Fund

Verification of Identity

IVCM NZ PIE Superannuation Fund

Fund Update - 30 June 2026

IVCM NZ Cash Fund

IVCM NZ PIE Superannuation Fund

IVCM NZ Growth Fund

IVCM NZ PIE Superannuation Fund

IVCM Vanguard Conservative Index Fund

IVCM NZ PIE Superannuation Fund

IVCM Vanguard LifeStrategy 40% Equity Fund

IVCM NZ PIE Superannuation Fund

IVCM Vanguard LifeStrategy 60% Equity Fund

IVCM NZ PIE Superannuation Fund

IVCM Vanguard LifeStrategy 80% Equity Fund

IVCM NZ PIE Superannuation Fund

Archived Fund Update

Financial Statements – 30 September 2025

IVCM NZ PIE Superannuation Fund

IVCM (NZ) PIE Superannuation Fund - Annual Report 2025

IVCM NZ PIE Superannuation Fund

Financial Statements – 30 September 2024

IVCM NZ PIE Superannuation Fund

IVCM (NZ) PIE Superannuation Fund - Annual Report 2024

IVCM NZ PIE Superannuation Fund

Financial Statements – 30 September 2023

IVCM NZ PIE Superannuation Fund

IVCM (NZ) PIE Superannuation Fund - Annual Report 2023

IVCM NZ PIE Superannuation Fund

Financial Statements – 30 September 2022

IVCM NZ PIE Superannuation Fund

IVCM (NZ) PIE Superannuation Fund - Annual Report 2022

IVCM NZ PIE Superannuation Fund

Financial Statements – 30 September 2021

IVCM NZ PIE Superannuation Fund

IVCM (NZ) PIE Superannuation Fund - Annual Report 2021

IVCM NZ PIE Superannuation Fund

Financial Statements – 30 September 2020

IVCM NZ PIE Superannuation Fund

IVCM (NZ) PIE Superannuation Fund - Annual Report 2020

IVCM NZ PIE Superannuation Fund

Financial Statements – 30 September 2019

IVCM NZ PIE Superannuation Fund

IVCM (NZ) PIE Superannuation Fund - Annual Report 2019

IVCM NZ PIE Superannuation Fund

Annual report for the period 1 Oct 2017 to 30 Sep 2018

IVCM NZ PIE Superannuation Fund

Annual report for the period 1 Oct 2016 to 30 Sep 2017

IVCM NZ PIE Superannuation Fund

Trust Deed Amendment - 10 Dec 2020

IVCM NZ PIE Superannuation Fund

Trust Deed - 1 August 2019

IVCM NZ PIE Superannuation Fund

Historical Trust Deed Amendment - 1 Aug 2017

IVCM NZ PIE Superannuation Fund

Historical Trust Deed - 29 Nov 2016

IVCM NZ PIE Superannuation Fund

Market Index Data

IVCM NZ PIE Superannuation Fund

Change of Licensed Manager - 01 July 2026

IVCM NZ PIE Superannuation Fund

Any Questions?


Contact us today for some FREE expert support and guidance and one of our consultants would be happy to answer any questions you have.